Terms of Service 

1. Acceptance of Terms

• By accessing or using the service provided by Capitol Planning Group (“Company,” “we,” or “us”), you agree to comply with and be bound by these Terms of Service (“Terms”).  If you do not agree to these Terms, you may not use our services.

2. Services Provided 

• We provide financial advisory services, including but not limited to investment planning, retirement strategies, and wealth management.  All services are subject to applicable laws and regulations.

3. Client Responsibilities 

• You agree to provide accurate and complete information when engaging with our services.
• You are responsible for maintaining the confidentiality of your account information.
• You agree not to misuse or abuse our services, including any unauthorized or fraudulent activity.

4. Communications Consent

• By using our services, you consent to receiving text messages, emails, and other communications related to your account and our services.  For text messages, message and data rates may apply.  You can opt-out of communications by following the instructions provided in the messages or contacting directly.

5. Limitation of Liability

• To the maximum extent permitted by law, Capitol Planning Group is not liable for any indirect, incidental, special, or consequential damages arising out of our in connection with the use of our services.

6. Termination

• We reserve the right to terminate or suspend access to our services at our sole discretion without prior notice for conduct that violates these Terms or is otherwise harmful to our interests or those of other clients.

7. Governing Law

• These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles.  

 

SMS Terms & Conditions

1. SMS Consent Communication

• The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2. Types of SMS Communications

• If you have consented to receive text messages from Capitol Planning Group, you may receive messages related to the following:

  • Appointment reminders

  • Follow-up messages

3. Message Frequency

• Message frequency may vary depending on the type of communication.  For example, you may receive up to 2 SMS messages per week related to your upcoming appointments and follow-up messages.

  • Example: “Message frequency may vary.  You may receive up to 2 SMS messages per week regarding your appointments.  

4. Potential Fees for SMS Messaging

• Please note that standard message and data rates may apply, depending on you carrier’s pricing plan.  These fees may vary if the message is sent domestically or internationally.

5. Opt-In Method

• You may opt-in to receive SMS messages from Capitol Planning Group in the following ways:

  • Verbally

  • Written Consent

6. Opt-Out Method

• You can opt-out of receiving SMS messages at any time.  To do so, simply reply “STOP” to any SMS message that you receive.  Alternatively, you can contact us directly to request removal from our messaging list.

7. Help

• If you are experiencing any issues, you can reply with the keyword HELP or you can get help directly from us at 916-570-6004.

8. Standard Messaging Disclosures

• Message and data rates may apply.
• You can opt out at any time by texting “STOP.”
• For assistance, text “HELP” or visit our Privacy Policy and Terms of Service at www.capitolplanninggroup.com.
• Message frequency may vary.

 

Privacy Policy

1. Introduction

• This Privacy Policy explains how Capitol Planning Group collects, uses, and protects your personal information.  By using our services, you consent to the data practices described in this policy.

2. Information We Collect

• We collect the following types of information:

  • Personal Information: Name, contact details, financial information, and other data necessary to provide our services.

  • Usage Data: Information about how you use our website and services.

  • Communication Data: Records or correspondence and interactions, including text messages and emails.

3. How We Use Your Information

• Your information is used to:
   
  • Provide and improve our services.
  • Communicate with you regarding your account and services.
  • Comply with legal obligations and regulatory requirements.

4. Data Sharing

• We do not sell or share your personal information with third parties except:

  • As necessary to provide our services (e.g., sharing with financial institutions).

  • To comply with legal obligations or protect our rights.

  • With your explicit consent.

5. Data Security

• We implement industry-standard security measures to protect your personal information.  However, no method of transmission over the internet or electronic storage is completely secure.

6. Your Rights

• You have the right to:

  • Access and update your personal information.

  • Request the deletion of your personal information, subject to applicable legal requirements.

  • Opt-out of receiving marketing communications.